CREDIT OFFICER

(POSITIONS-2) 

JOB REFERENCE: DMCL/CO/7/2022

PURPOSE OF THE JOB

  • Responsible for marketing recruit and intake clients, process and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio.

KEY DUTIES AND RESPONSIBILITIES

  • Responsible for Marketing of products and services to potential customers.
  • Gather all the customer relevant information and compile all the documentation required for the loan application.
  • Responsible for evaluating clients’ suitability and determine whether they are worth the amount applied for.
  • Responsible for loan requests, and disbursements.
  • Ensure that all clients repay their loans on time.
  • Responsible for recording, verifying, and assessing the security offered for loans
  • Ensure follow-up of defaulters and collection of arrears.
  • Responsible for maintenance of quality portfolio as required by the Bank.
  • Responsible for daily, weekly, monthly and quarterly reports as required
  • Perform any other function as may be directed by management from time to time.

QUALIFICATIONS AND EXPERIENCE:

  • A minimum grade of C (plain) in KCSE
  • Diploma in Business related courses from a recognized institution.
  • Knowledge in Sales and Marketing and credit lending.
  • At least 1 years’ experience in the financial sector.
  • Proficiency in computers
  • Ability to analyze and interpret financial statements.
  • Good interpersonal & communication skills with excellent customer service.
  • A team player with the drive to improve performance.
  • Self-driven and possess the ability to work with minimum supervision.

If you meet the above criteria, please send a cover letter and CV quoting job reference to careers@diversitymicrocredit.co.ke Before 19th September 2024.
Only shortlisted candidates will be Contacted.

Contact Us for more information on any available opportunities.

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