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Basically, the way to improve your credit score is to show that you can reliably pay back your debts. To do that, you need to build a good credit history over time — take out small to medium sized debts and pay them back over time (not all at once — show you can do […]

By Leo Babauta I’m only now learning habits that I wish I had when I was entering adulthood. I think I’m not alone here, but if I had these habits when I was young, I’d be pretty well off now. Because of that, I plan to teach my kids about money, to give them the